Live-in Care Costs
Clear guidance on what live-in care may cost and the funding support that could be available to you.
Live-in Care Costs
Locate dependable care in your area—assistance that works with your schedule, requirements, and house.
We understand that when you are considering live in care for yourself or someone close to you, cost is often one of the biggest concerns. That is why we are open and honest about what live in care may cost and what support is available.
The cost of live in care will depend on the level of support you need. Our trained care workers provide flexible, person centred care, which means the cost varies for each individual. Before starting care, we offer a free no obligation assessment to understand your needs fully.
To help you explore what you may be expected to contribute and what funding options might be available, we have gathered useful guidance below. If you would like to talk it through, our experienced care team is here to listen to your needs and help you decide if live in care is the right choice for you.
How much does live-in care cost?
Retons Care offers some of the lowest prices for live in care in the UK — without compromising on quality. Your cost is based on a free, no obligation care assessment.
We offer flexible live-in care from as low as £200 per week, depending on your support needs.
Our pricing is based on your individual care plan and how many days per week you need live-in support. Whether you’re looking for one day or a full weekly package, we’ll work with you to build a tailored service that fits your budget and lifestyle.
This cost includes a fully managed care experience. Your carer is there to support you in living life the way you want — not just with personal care, but with day-to-day help like preparing meals, light housekeeping, companionship, and more.
Unlike agencies that just introduce you to a carer, Retons Care directly employs our staff. We handle everything from matching the right carer to your needs to arranging cover during leave. You’ll also benefit from your own care manager, regular reviews, and complete oversight, ensuring safe, consistent care at excellent value.
Bespoke live-in care
Care for couples
We provide tailored live-in care for couples who want to stay together at home while receiving the right level of support. This service is often far more affordable than moving into a care home, especially when two rooms would be required. We offer flexible pricing and will always work with you to build a package that fits your needs and your budget.
Respite live-in care
Whether you need cover for a few days or a few weeks, our respite live-in care gives family carers a break while ensuring continuity of care at home. Our rates are among the most competitive in the sector, and we’re happy to match or beat any like-for-like quote.
Traditional live-in care
This service provides round-the-clock support, 24/7, from a dedicated care worker living in your home. It’s fully tailored to your lifestyle and preferences. We believe everyone should have access to great care at a fair price — and you won’t find better value for live-in care anywhere on the market.
Flexible live-in care
If you only need live-in care on certain days each week, we can create a personalised plan just for you. This gives you support when you need it most, without paying for care you don’t use. Our flexible approach means you only pay for the days you need and we guarantee excellent value.
Care for couples
We provide tailored live-in care for couples who want to stay together at home while receiving the right level of support. This service is often far more affordable than moving into a care home, especially when two rooms would be required. We offer flexible pricing and will always work with you to build a package that fits your needs and your budget.
Respite live-in care
Whether you need cover for a few days or a few weeks, our respite live-in care gives family carers a break while ensuring continuity of care at home. Our rates are among the most competitive in the sector, and we’re happy to match or beat any like-for-like quote.
Traditional live-in care
This service provides round-the-clock support, 24/7, from a dedicated care worker living in your home. It’s fully tailored to your lifestyle and preferences. We believe everyone should have access to great care at a fair price — and you won’t find better value for live-in care anywhere on the market.
Flexible live-in care
If you only need live-in care on certain days each week, we can create a personalised plan just for you. This gives you support when you need it most, without paying for care you don’t use. Our flexible approach means you only pay for the days you need and we guarantee excellent value.
Fully managed service
Fully managed service
At Retons Care, we do more than introduce you to a carer — we take full responsibility for managing your care.
That means we directly employ and support all of our care staff, so you’re never left without cover if someone is unwell or needs time off. We handle training, supervision and continuity of care to make sure everything runs smoothly.
Our live-in care packages include hands-on support with daily routines and personal goals. Whether it’s help around the house, companionship, attending appointments, or enjoying hobbies, your care worker is there to help you live life your way — with consistency, dignity and flexibility.
Live-in care vs residential care
Retons Care offers a more personal and flexible alternative to residential care. While care home staff often divide their attention between many residents, our live in care provides consistent one to one support, focused entirely on you.
By staying in your own home, you maintain your independence, comfort and routine – with care that adapts to your lifestyle. Whether that means meals at your preferred times, visits from friends and family, or the freedom to enjoy your own space, we work around you.
We go beyond the basics. Our carers can help with personal care and medication, but also support you with tasks others may not – like light gardening, organising outings, managing pet care, preparing your favourite meals, or helping you stay connected to hobbies, community groups or events.
Every package is tailored to your needs and budget, with flexible options designed to avoid unnecessary costs. If you have a quote from another provider, we are happy to match or beat it wherever we can.
This is care that works for you – consistent, compassionate and completely centred around your life.
Paying for live-in care
Paying for live-in care
There are a number of ways to fund your care, depending on your personal circumstances. Below we’ve outlined some common options to help you understand what support may be available and how to manage the cost of care.
You may be eligible for local authority or NHS funding, or you may choose to use income from pensions, savings or investments. Some people also explore financial planning options, such as equity release, to help cover ongoing costs.
We always recommend speaking to a financial advisor if you’re considering these routes, so you can make an informed decision that suits your needs and protects your long term plans.
Equity release – lifetime mortgages and home reversion plans
Lifetime mortgages
A lifetime mortgage allows you to borrow money against the value of your home while still living in it. You remain the owner of your property and can receive a lump sum or regular income, depending on what works best for you. There are no monthly repayments – the loan, plus any interest, is usually paid back when your home is sold.
Home reversion plans
With a home reversion plan, you sell part or all of your home to a reversion company in exchange for a cash sum or income. You still have the right to live in your property rent free for the rest of your life. After you pass away or move into long term care, the company receives their share of the property’s value.
Financial advice disclaimer
The information above is a general overview of how care is sometimes financed. Retons Care does not provide financial advice. We encourage you to speak to an independent financial advisor who is authorised and regulated by the Financial Services Authority before making any decisions.
Frequently Asked Questions
Your Questions, Answered with Care
01Do you offer live-in care for couples?
Yes. We offer live in care for couples who want to continue living together in their own home. This means both partners can stay in familiar surroundings while receiving the level of support they need. It can often be more cost-effective than moving into a care home, where two rooms may be required. We tailor care to each individual, while also providing support with shared needs such as meals, household tasks, and companionship.
02Can you provide respite live-in care?
Absolutely. Our respite live in care gives family carers a chance to take a short break – whether it’s a few days or a few weeks – while knowing their loved one is in safe hands. We ensure a smooth transition by developing a short-term care plan based on the individual’s daily routines, preferences, and requirements. It’s a flexible option that helps maintain stability at home and gives carers essential time to recharge.
03Can you provide specialist care?
Yes. Our team is experienced in delivering specialist support to people with a wide range of conditions including dementia, Parkinson’s, multiple sclerosis (MS), stroke recovery, and more complex needs. We provide care that’s fully personalised and overseen by trained professionals who understand the emotional, physical, and practical challenges that may come with long-term health conditions. Every package is built around the person – not the condition.
04Is funding available to help meet the costs of live-in care?
Funding may be available from your local authority or the NHS. Eligibility is based on a care needs and financial assessment which takes into account your income and assets. If you qualify, the local authority may cover some or all of the cost of your care. Even if you are self-funding, we’ll work with you to create a care plan that fits your needs and your budget – and we can guide you through the funding process.
05What is companionship care?
Companionship care focuses on emotional support and everyday help. It’s ideal for people who want someone to talk to, share activities with, or provide light assistance with daily routines. Our carers can accompany you on walks, support hobbies, help with meals, attend appointments with you, or simply offer company and conversation to reduce feelings of loneliness.
06What is personal care?
Personal care involves hands-on support with day-to-day activities such as washing, dressing, toileting, medication prompts, and mobility support. It’s suitable for those who are becoming less independent or who live with conditions such as Parkinson’s or arthritis. We deliver care respectfully and with dignity, making sure people feel supported in the way that suits them best.
07What is complex care?
Complex care is designed for people with higher needs, often due to a serious health condition or physical disability. This may include support with hoisting and repositioning, continence care, tube feeding, seizure management, or help with behaviours that challenge. Our carers are trained to safely and confidently provide this level of care, and we carry out detailed assessments to ensure all risks and needs are properly managed.
08How much does live-in care cost?
We don’t publish fixed rates because every person’s needs are different. But we aim to offer the most competitive pricing in the market for a fully managed live in care service – without cutting corners. We’ll always work with you to build a package that’s within your budget, and we’re happy to match or beat any genuine quote. There are no hidden extras, and we offer flexibility in both the level of care and the number of days per week.
09How does live-in care save me money?
While live in care may seem more expensive upfront, it can actually offer better value than other options. For example, you may not need to sell your home or pay for two care home rooms if you’re a couple. Our all-in-one service can reduce the cost of separate visits, household help, and support from multiple providers. Plus, staying at home can help avoid hospital admissions and preserve independence for longer.
10What is the difference between 24-hour care vs home care?
Home care usually means scheduled visits – perhaps once or twice per day – to help with essential tasks. Live in care, by contrast, means having a carer living with you and available when needed throughout the day and night. For people who need ongoing or unpredictable support, live in care provides peace of mind and continuous one to one attention. You pay a consistent weekly rate, not per visit, and your care doesn’t stop if you need more help unexpectedly.
